How to File an Insurance Claim After An Auto Accident
If you have been involved in an auto accident, filing an insurance claim is one of the first steps you must take. At the scene of the accident, always make sure to get a police report. A lot of people at fault for accidents do not want the police involved and may offer to give you money without a report, but do not accept this. If you do not get a police report, insurance may not later be willing to process or payout your claim.
As soon as possible after an accident, call your insurance provider and start the claims process. Some common insurance company claim hot line numbers are:
- Geico Auto Insurance Claims: 1 (800) 861 8380
- State Farm Auto Insurance Claims: 1 (800) 782 8332
- Allstate Auto Insurance Claims: 1 (800) 255 7828
- Farmers Auto Insurance Claims: 1 (800) 435 7764
- Progressive Auto Insurance Claims: 1 (800) 776 4737
- Nationwide Auto Insurance Claims: 1 (877) 669 6877
- Liberty Mutual Auto Insurance Claims: 1 (800) 225 2467
Of course, many companies also have apps, website claim reporting, and even service centers where you can file an auto claim.
After an accident, you want to speak to a lawyer as soon as possible to learn important information about your case and determine the best way to handle your claims. Fault, liability, damages and other areas of your claim need to be discussed before you give any written or recorded statements to your insurance company. Additionally, a lawyer can help you with this process and speak to your insurance agent on your behalf if contacted early enough.
If you receive calls from the other driver's insurance company or lawyer, you should not give any statements, as they most certainly will be used later in your case. Always consult with your attorney before speaking to any agent and make sure they can be present for the discussion, if possible. Once you have a lawyer, other agents and lawyers should not attempt to speak with you further, so make sure to tell these people the you are represented.
If you have been involved in an auto accident, call us 24/7 to discuss your case and evaluate your next steps. We do not charge for this initial consultation and will be happy to layout your next steps.